Capital Gains Tax Calculator
Selling an investment at a profit triggers tax on the gain, not on the sale proceeds, and the rate depends on how long you held it. This page covers listed equity — shares and equity-oriented funds — where gains within twelve months are short-term and taxed at 15%, while longer holdings get the 12.5% rate with a built-in exemption. Enter two prices and a holding period to see the liability.
Applies to FY 2025-26Last updated 12 Oct 2026
Enter values
Results
- Capital gain
- ₹1,50,000.00
- Capital gains tax
- ₹3,125.00
- Rate applied
- 12.5%
- Kept out of tax
- ₹1,25,000.00
- Gain after tax
- ₹1,46,875.00
How is the Capital Gains Tax calculated?
Enter what you sold the shares for and what they cost you, including brokerage on both sides. Then choose the holding period: up to twelve months counts as short-term, beyond that as long-term. The calculator reports the gain or loss, the tax due, the rate it used, how much of the gain stays out of tax and what you keep after tax.
Formula
Gain = sale value − purchase value. Held up to 12 months: tax = gain × 15% (section 111A). Held beyond 12 months: tax = (gain − ₹1,25,000) × 12.5% (section 112A), with the first ₹1,25,000 of gains exempt each year. FY 2025-26 rules.
Example
Shares bought for ₹2,00,000 and sold for ₹3,50,000 after eighteen months give a gain of ₹1,50,000. The first ₹1,25,000 escapes tax, so the taxable part is ₹25,000 and the liability is ₹25,000 × 12.5% = ₹3,125. Sell the same shares inside a year instead and the whole gain is taxed at 15%, which is ₹22,500.
Things to remember
Only listed equity is modelled here — property, gold and debt funds follow different rates and indexation rules, so use a specialist calculation for those. Losses are shown but not set off, rates follow FY 2025-26, and the latest budget can change them, so check before filing.
Frequently Asked Questions
How long must I hold to get long-term treatment?
For listed shares and equity mutual funds the line is twelve months: sell in month thirteen or later and the gain is long-term. Anything sold within a year is short-term and taxed at the flat 15% rate.
Is there an exemption on long-term equity gains?
Yes — the first ₹1,25,000 of long-term gains in a financial year is exempt under section 112A, for equity shares and equity-oriented funds alike. Gains above that figure are taxed at 12.5% without any indexation benefit.
What happens if I sell at a loss?
No tax is due on a loss, and the calculator shows it as a negative gain. Under Indian rules a short-term loss can be offset against both kinds of gain, a long-term loss only against long-term gain, and either can be carried forward for eight years.
Do I pay tax on the full sale value?
No. Tax applies only to the profit — sale value minus purchase value — and brokerage or transfer charges can be added to your cost. Selling ₹3,50,000 of shares bought for ₹2,00,000 means tax on ₹1,50,000, never on ₹3,50,000.
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